Maria Fiorini Ramirez is President & Chief Executive Officer of Maria Fiorini Ramirez, Inc. (MFR) an independent global economic and financial consulting firm formed in August 1992. Mrs. Ramirez and her colleagues are highly rated for their consistently accurate, unbiased analysis of economic trends and other issues that affect markets and investment decisions.
Maria began her career in 1967 with Meinhard Commercial a subsidiary of CIT. In 1968, she joined American Express International Banking Corporation and learned various aspects of banking while earning a BA in Business Administration/Economics from Pace University. In 1973, she spent one year as a credit analyst at Banca Nazionale del Lavoro in New York. In 1974, she joined Merrill Lynch where, during her 10-year tenure, she was appointed First Vice President and Senior Money Market Economist. Mrs. Ramirez became a Senior Vice President and Senior Money Market Economist at Becker Paribas in 1984 when the firm was acquired by Merrill Lynch. From 1984 to 1990 (when the firm dissolved) she served as Managing Director and Money Market Economist for Drexel Burnham Lambert.
In March 1990, she founded Maria Ramirez Capital Consultants, Inc., a subsidiary of John Hancock Freedom Securities. As President and Chief Executive Officer, Mrs. Ramirez created an economic consulting business and was responsible for the management of the firm’s global fixed income funds. In 1992, Mrs. Ramirez established Maria Fiorini Ramirez, Inc., which also serves as the holding company for MFR Securities, an institutional brokerage firm specializing in taxable and municipal securities, with offices in New York, Miami and San Francisco.
Mrs. Ramirez has been a frequent speaker at U.S. and international forums and a regular guest on a variety of media outlets, such as CNBC, CNN, ABC, Fox News, Bloomberg Financial News, PBS, CBS, and TV Tokyo.